| 3D-Secure Authentication |
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Let’s Secure
the Online Transactions. Hop on to your bank’s
website and register NOW.
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| What is VBV and MCSC? |
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VBV – Verified by Visa or
MCSC – MasterCard SecureCode
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| To read more information: |
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| http://usa.visa.com/personal/security/vbv/index.html |
| http://www.mastercard.com/us/personal/en/cardholderservices/securecode/index.html |
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| What is “extra level of authentication
(or) 3D Secure Authentication”? |
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Extra level is a password
that you have to enter after entering your credit/debit
card details while making online payments.
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| Is it mandatory to
use this technology? |
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RBI has made it mandatory from
01 August 2009 onwards, to make online shopping
safer.
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| How to get this ‘extra password’? |
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a. Login to your Issuing Bank’s
website
b. Click on a link for Register your card for
VBV/MCSC
c. A new password will be provided to you, which
you can use while doing an online transaction.
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| PN: Each bank has its own process for card registration. |
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| Where to enter the “Extra Password”? |
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Every time when you purchase
from any Merchant's Website, after entering
your card details on the payment page, you will
be redirected to your bank’s website.
In the bank’s website you need to enter
your VBV/MCSC password. You will be redirected
back to the Merchant's Website for completing
the process.
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| Does every bank support this technology? |
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The RBI notification concerns
cards issued within India only. If your card
is issued outside India, your online transactions
will go through even without this extra authentication
step. If your card is issued in India,
we suggest you look for a new bank.
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