How to Find Bank Branch Name From Account Number? IFSC Code Importance

Steps to know bank branch name from IFSC Code: If you are faced with the challenge of identifying a bank branch solely based on an account number, there is no need to fret. Fortunately, even without the branch name, you can retrieve the necessary information by obtaining the IFSC code associated with the account. The IFSC code serves as a unique identifier for each bank branch, enabling you to swiftly locate the specific branch you are searching for. With this code in hand, you can easily navigate and find the desired bank branch without unnecessary delay or confusion.

What is IFSC Code?

IFSC stands for Indian Financial System Code, which represents a unique eleven-digit alphanumeric code. This code is essential for facilitating online fund transfers through various channels such as IMPS, NEFT, and RTGS transactions. You can easily find the IFSC code on your bank’s checkbook, which is issued to you by the bank itself. Additionally, it is typically displayed on the front page of your account holder passbook.

what is the ifsc code

The Reserve Bank of India is responsible for assigning and providing the IFSC code for each bank. This code is primarily used for conducting Internet banking transactions. Without the IFSC code, it would not be possible to perform NEFT, IMPS, or RTGS transfers.

It is important to note that once the IFSC code is assigned to a specific bank branch, it remains unchanged and does not require frequent updates. However, it is worth mentioning that the State Bank of India recently underwent a merger with five associate banks and another bank, resulting in the bank changing its IFSC code for all branches across the country.

IFSC Code Importance

Unique Identification

The significance of the IFSC code lies in its ability to provide a distinctive identification for banks. By using an IFSC code, it becomes considerably easier to recognize a specific bank or conduct a search for the corresponding Bank IFSC Code. This unique code plays a crucial role in streamlining various banking processes and ensuring accuracy in financial transactions.

Whether it is verifying bank details, initiating fund transfers, or conducting online transactions, the IFSC code acts as a reliable identifier, contributing to the overall efficiency and reliability of the banking system.

Elimination Errors

The utilization of the IFSC code plays a pivotal role in the fund transfer process by eliminating any potential discrepancies that may arise. By incorporating the IFSC code into transactions, the system ensures accurate routing of funds and minimizes the risk of errors or misdirected transfers.

This unique code acts as a foolproof mechanism, guaranteeing that funds are securely and promptly transferred to the intended recipient’s bank account. Its inclusion in the transfer process enhances transparency, reliability, and accountability, thereby promoting seamless financial transactions within the banking system.

How an IFSC Codework?

For any electronic fund transfer within India, a crucial component is the IFSC code, an alphanumeric identifier also known as the Indian Financial System Code. This unique code serves the purpose of identifying each individual bank branch that participates in two primary settlement and payment systems in India: the National Electronic Fund Transfer (NEFT) and the real-time gross settlement (RTGS).

The Reserve Bank of India is responsible for allocating and issuing these codes to ensure seamless and secure transactions across the country’s banking network. With the IFSC code in place, the transfer process becomes streamlined, enabling efficient routing of funds and accurate identification of recipient bank branches.

How to search bank branch Name through the IFSC code of bank account?

Steps to Check SBI Branch Name Online

To locate the branch of the State Bank of India (SBI) and retrieve its IFSC code, follow these step-by-step instructions:

  1. Begin by visiting the SBI branch locator webpage at
  2. On the branch locator page, locate the search option and select ‘IFSC code’ from the provided options. Additionally, choose ‘equal to’ to refine your search. This selection can be made as shown in the accompanying image.
  3. Enter the specific IFSC code you have and fill in the captcha code provided. Once done, proceed to the next screen where the branch name and other pertinent details will be displayed.

By following these simple steps, you can easily access the required information regarding SBI branches and their respective IFSC codes for smooth and accurate financial transactions.

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